Zenith Zecathon 6.0 entry

bankstract

For lenders

Bank statement parsing for underwriting

Turn a Nigerian bank statement PDF into clean transactions, balances, and account metadata over one API call. NDPR-aware redaction in the same call.

01 Jun 2026

+250.00

Transfer FOO

bal 1,250.00

-40.00

POS ACME

-5.00

Airtime

Totals match1,000.00 + 250.00 - 45.00 = 1,205.00

Built for a lending data pipeline

The ask is to trust an API with underwriting data. Here is why you can.

Open source engine

The parser is MIT-licensed. Read it, run it, audit the exact code that touches your data.

View the engine on GitHub

Self-hostable

Run the whole stack inside your own infrastructure. Nothing has to leave your network.

Self-host guide

Processed in memory

The statement is parsed in memory. It is never written to disk and never logged.

NDPR-aware redaction

Names, account numbers, and BVN masked in the same call. No second pipeline.

Metadata-only audit log

We record that a file parsed. Never what was in it. No transactions, no balances.

How it fits

One upload. One call. Data you can underwrite on.

  1. 01

    Applicant uploads a statement

    A PDF from any covered bank. The same file your underwriters read by hand today.

    statement.pdf →

  2. 02

    One API call parses it

    Transactions, balances, and account metadata come back as structured data. Every parse runs a balance check.

    curl -X POST /v1/parse \
      -H "Authorization: Bearer $KEY" \
      -F pdf=@statement.pdf
  3. 03

    You underwrite on clean data

    No fragile in-house parser to maintain. It handles the statements a direct-connect cannot reach, and the ones customers upload by hand.

    Transfer FOO
    +196,533.00
    Utility ACME
    -44,227.00
    Totals match
    reconciled

Sample output

Not a parse of a real statement. This is the shape every real parse comes back in.

Coverage

live today

fbn, opay, palmpay, zenith

If a live bank changes its layout, the fix ships within 48h.

your bank?

Not covered? Tell us.

That is exactly what a design partner sets the priority on.

Sponsor a parser

Parse your first statement

Free demo, no signup. Self-host the whole stack, or use the cloud from ₦9,500/mo.

Prefer your own box? Self-host. Need volume or NDPR audit support? Talk to sales.